The information contained on this site is provided for informational purposes only. Provision of any information on this Site is not intended to create, and your review of such information does not constitute, a customer relationship with Company.
Although this site may provide information relating generally to investment approaches, such information is not, and should not be construed as, investment advice or as a recommendation regarding a particular course of action. No information on this Site is, or will be, deemed by you to be, investment advice or any kind. The information contained on this Site is intended, but not promised or guaranteed, to be correct, complete or up-to-date. Past performance is not indicative of future results.
You acknowledge that transmissions to and from this Site are not encrypted and, as with other online communications, such transmission may be read or intercepted by others. You acknowledge that by submitting communications to Company, no confidential, fiduciary, customer, contractual or other relationship is created between you and Company.
This Site provides information as to investment advisers in other states which you may want to consider contacting. Such persons or companies are not employed by the Company and they are not representatives, agents, affiliates or associated persons of the Company. These persons have indicated that they may recommend annuities as an investment vehicle in appropriate situations. The Company does not endorse or monitor other investment advisers and cannot guarantee the results of any investments you make based on recommendations from the Company or any other investment adviser.
We value your privacy. You are not required to provide any nonpublic personal information to us through your use of this Site. If you would like us to contact you, or if you want to contact us or contact one of the possible investor advisers in your state, you may voluntarily elect to provide through this Site your name and contact information and limited information about your financial situation generally. If you elect to communicate with us through this Site, you are authorizing us to communicate with you electronically regarding such communication, and to provide notices of changes to our privacy notice regarding this Site by posting changes to such policy on this Site.
Since we do not provide investment advice through this Site and do not establish a client relationship through this Site, please do not provide sensitive information such as your social security number, account numbers or balances, or other specific information about you and your assets. If you provide such sensitive information, we will not maintain it.
Information We Collect
Information Submitted Through this Site. We collect general information that you voluntarily submit to us via this Site, including information provided through links to local investment advisers in your state. We use this information to direct you to an investment advisor in your area or to respond to your requests. We may also use this information to contact you in the future about services that we may offer.
Information from Clients Provided by Means Outside this Site If you establish a client relationship with us through means other than this Site, we may collect nonpublic personal information about you from the following sources:
Information We Disclose
We do not disclose your nonpublic personal information to anyone, except as permitted or required by law. We do not sell your information to anyone.
Information Submitted Through this Site. We may disclose information that you voluntarily submit through this Site to local investment advisors listed on this Site or to other nonaffiliated entities with whom we are jointly offering or marketing a product or service. If you choose to send any nonpublic personal information directly to any of the local investment advisors listed on our this Site, such local investment advisor’s privacy policies will apply to such information
Information from Client’s Provided by Means Outside this Site. If you establish a client relationship with us through means other than this Site, we may use your information to provide you with services and to complete transactions for you. We may disclose information we collect to companies that act as custodian for your accounts, or to local investment advisors or other nonaffiliated entities with whom we are jointly offering or marketing a product or service. The recipients of that information are required to protect the confidentiality and security of that information and may not reuse it for any other purpose. If a client or prospective client decides to close an account, or otherwise become inactive, we will continue to follow the privacy practices described in this notice.
Security of Your Information
Regardless of how we receive or obtain information, we restrict access to your nonpublic personal information to employees who need to know that information to provide products or services to you. We maintain administrative, technical, and physical safeguards that are designed to:
We maintain and monitor our physical, electronic and procedural safeguards, updating them as needed so that we may guard your personal information.
If you have any questions or want to review any information that we have about you, please contact Tony Walker at (270) 843-9380. We will comply with any request you may make to correct, update, or delete any information collected about you from this Site or otherwise.
The Company may alter, suspend, or discontinue this Site at any time for any reason, without notice. The Site may become unavailable due to maintenance or malfunction of computer equipment or other reasons.
Any links to other web sites, including possible investment advisers are included as a convenience for our visitors. Company assumes no responsibilities for the content or maintenance of any such site and makes no warranties, express or implied with respect to any such linked site. The inclusion of any link does not imply endorsement by the Company of the linked site, information contained on the linked site, or the providers of such site.
This Site and all the information it contains, or may in the future contain, including, but not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos (collectively, the "Content"), is the property of the Company or its Content suppliers and is protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws. Certain of the trademarks and logos displayed on the Site may be owned by third parties. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any Content displayed on this Site, through the use of framing or otherwise, without the prior written permission of the Company or such third party that may own the trademark or copyright of material displayed on this Site. You do not acquire any ownership rights in materials you download or copy from the Site.
Subject to your full compliance with these terms, the Company authorizes you to view the Content, make a single copy of it, and print that copy, but only for your own lawful, personal, noncommercial use, provided that you maintain all copyright, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified.
information contained on the Site, including without limitation the Content, are provided on an “as is” and “as available” basis. Company makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the Content. Company, its subsidiaries and affiliates disclaim all representations and warranties, express or implied, with respect to such information, services, and products, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title, noninfringement, freedom from computer virus and implied warranties arising from course of dealing or course of performance. Company will not be liable for any damages of any kind arising from the use of the Site, including, but not limited to, direct, indirect, incidental, punitive and consequential damages.
The laws of the United States or certain states do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.
You consent to personal jurisdiction and agree to exclusive venue in the Commonwealth of Kentucky in any proceeding arising out of, or relating to, your use of the Site or these Terms. These Terms will be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, notwithstanding any conflict of law principles of such state.
From time to time, Company may offer to provide information or materials via email or otherwise to interested persons. Company reserves the right, in its absolute discretion, to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person, for any reason whatsoever.
At some places on the Site, the use of a "cookie" may be offered. Most browsers now recognize when a "cookie" is offered, and permits the user to opt out of receiving it. If you are not sure whether your browser has this capability, you should check with the software manufacturer or your internet service provider. "Cookies" are used on the Site to facilitate use of an area of the Site. We do not use "cookies" to collect and distribute information to third parties for marketing purposes.
These Terms set forth the entire agreement between the parties with regard to the subject matter hereof. No other agreements, representations, or warranties have been made by either party to the other with respect to the subject matter of these Terms, unless specifically referenced herein.
The failure by Company to enforce any provision of these Terms shall not constitute a waiver of any provision or right. If any of the provisions of these Terms are found or deemed by a court to be invalid or unenforceable, they shall be severable from the remainder of the Terms and shall not cause the invalidity or unenforceability of the remainder of the Terms.
If you have any questions about these Terms, please contact Tony Walker at (270) 843-9380.
SPECIALIZING IN SLEEP INSURANCE®
Let the author and creator of The WorryFree Retirement®,
Tony Walker, help you sleep better at night knowing your
finances are safe and secure.