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Radio & Podcast

ldaWant to hear Tony’s thoughts on investments, planning for retirement or other financial issues? Tune in for his weekly program:

 Station NameDial PositionDate/Times
WKCT/Bowling Green, KY104.1 FM | 930 AMThursday 8:30-9:00 a.m. CST
WBRT/Bardstown, KY97.1 FMThursday 9:30-10:00 a.m. EST
WGTK/Louisville, KY970 AMSaturday 11:00-11:30 a.m. EST

Previous Episodes

December 6, 2018 – Is your 401(k) plan OVER THE HILL? Let’s talk about Mistake #3; Risking the Cow instead of the Milk.


November 29, 2018 – Let’s slow down and go over these 7 Costly Mistakes Savers make with their Money, and explain in more detail.


November 22, 2018 – Woulda…shoulda…coulda: PART 3. Let’s finish up discussing the 7 Costly Mistakes Savers make with their money, with Step #7.


November 15, 2018 – Woulda…shoulda…coulda, PART II. Let’s continue our walkthrough of the 7 Costly Mistakes Savers make with their money, with mistakes 4-6 in this episode.


November 8, 2018 – Woulda…shoulda…coulda. Learn the 7 Costly Mistakes Savers make with their money, starting with mistakes 1-3.


November 1, 2018 – We’re back on the topic of financial “chatter,” and the mistakes that Savers make while listening to all this noise.


October 25, 2018 – To convert, or NOT to convert? That is the question. Whether you should pay the taxes in your 401(k) or IRA now or later. The ultimate planning tool: The Roth Conversion.


October 18, 2018 – Are you tired of all the financial “chatter”?


October 11, 2018 – Do you ever feel like a lost ball in high weeds? Why your ignorance about money and retirement could cost you. The 4 keys to making retirement simple and WorryFree®.


October 4, 2018 – I (Tony) love annuities, and assuming you’re a Saver, you should, too!


September 27, 2018 – So, you think you want to retire. Well, let’s find out if you can. Learn the 4 questions to ask yourself before you retire.


September 13, 2018 – So, what exactly is interest? And interest rates? Who came up with this whole idea, anyway?


September 6, 2018 – Let’s discuss diversifying your income in retirement.


August 30, 2018 – What goes up will eventually come down; the risk that comes with the Stock Market.


August 23, 2018 – The likelihood of spending your last days (and dimes) in a nursing home. We continue to look at the 4 risks of running out of retirement by looking at Long Term Care.


August 16, 2018 – The number 1 fear for Savers is the risk of running out of money in retirement. Learn how the “Sequence of Return Risk” can impact your retirement.


August 9, 2018 – How long should you expect to live? How long should expect your money to last? Learn about Longevity Risk.


August 2, 2018 – What the Heck is an Annuity? Learn about the 4 types of annuities, and which one is right for you!


July 26, 2018 – Do you hate talking about money? You’re not alone. The idea of Financial “Ill”-Literacy, and the 5 steps to becoming more Financially Literate.


July 19, 2018 – This idea of “KISS” could possibly put you on the path to a WorryFree Retirement®.


July 12, 2018 – What do millionaires know about money that you don’t?


July 5, 2018 – What are the 7 Misconceptions people have about 401(k) Rollovers?


June 28, 2018 – What are the 7 Biggest Financial Blunders advisors are making with your money?


June 21, 2018 – Cash is still King! The definition of Liquidity, and which of your assets are liquid.


June 14, 2018 – Do you want to know how much your advisor is making on your money?


June 7, 2018 – When it comes to preparing for your retirement, it’s not about the products you use. It’s about the process you plan out.


May 31, 2018 – Do you want more guaranteed income? Your 401(k) can’t provide that; Mailbox Money® For Life can!


May 24, 2018 – Before you make any financial decisions regarding retirement, consider our 10 Steps to plan for retirement.


May 17, 2018 – The skyrocketing costs of healthcare is changing the retirement landscape. Learn how you can prevent it from turning into a financial disaster.


May 10, 2018 – What are the 5 common (and costly) mistakes Savers are making with their money? More Importantly…how do you avoid them?


May 3, 2018 – Am I gonna be OK if I retire? Have I saved enough money for retirement? Will I run out of money in retirement? These are the questions most people have with their retirement, and Tony has answers.


April 26, 2018 – What’s your Sequence of Returns? It’s one of the biggest risks to your retirement.


April 19, 2018 – Do you know everything you need to know about your IRA or 401(k)?


April 12, 2018 – Are you and your spouse on the same page when it comes to your money? The 5 questions you need to ask.


April 5, 2018 – Do you suffer from “Big Hat, No Cattle” syndrome? How would you define “being rich”?


March 29, 2018 – What are the 5 essential questions you need to ask any advisor before doing business with them?


March 22, 2018 – Do you have a Fear of Missing Out, or what some refer to as, “FOMO”? Are you afraid that you’re going to miss something special in the stock market, or somewhere else?


March 15, 2018 – Has your financial advisor “flown the coop”?


March 8, 2018 – What is a Split IRA? And how can it provide you the best of both worlds in retirement?


March 1, 2018 – “Stupid is as stupid does.”


February 22, 2018 – Depending on what benefits you’ll receive when you retire and the expenses you’ll have, there may be a “gap” in those numbers. Do You have a Retirement Income Gap?


February 15, 2018 – Statistics say there’s a good chance you could retire unexpectedly, before you’re ready. Find out the 5 simple steps to Prepare Now!


February 8, 2018 – What are the 10 most frequently asked questions about Social Security?


February 1, 2018 – Learn about 9 overlooked risks that could threaten to your retirement game plan.


January 25, 2018 – Learn how to turn your savings and investments into an “income workhorse,” by having an income plan.


January 18, 2018 – How much money do you need to retire? You don’t need a “magic number,” you need a game plan.


January 11, 2018 – With the stock market at an all time high, could a market correction be right around the corner? Do you really want to take that risk?


December 28, 2017 – If something happens to Tony, who is in your corner?


December 21, 2017 – What is money really worth?


December 14, 2017 – A conversation about Required Minimum Distribution, or RMD.


December 7, 2017 – How much is that steak dinner REALLY going to cost you?


November 23, 2017 – Who are their people?


November 16, 2017 – Do you wanna know what you SHOULD have, or what you’re GOING to have?


November 9, 2017 – An Annuity Crediting Method: What is that?


November 2, 2017 –  How confident are you when it comes to your retirement?


October 26, 2017 – What’s your risk tolerance?


October 19, 2017 – Do you know what a reversed mortgage is?


October 12, 2017 – Happy Birthday…70 1/2.


October 5, 2017 – Think your Social Security is safe? Thank again…


September 28, 2017 – What happens to your “stuff” when you die? What to know about estate planning.


September 21, 2017 – If you’re a Saver, a Fixed indexed Annuity might be just for you!


September 14,2017 – Does the media know anything about retirement planning?


September 7, 2017 – Wanna know how to be more “Worry-Free”?


August 31, 2017 – Take the opportunity to NOT go broke in retirement!


August 17, 2017 – What happens if your life insurance dies out before you do?


August 10, 2017 – Don’t forget about the grim details with the stock market.


August 3, 2017 – Continuing the discussion on what you need and what (exactly) do you want.


July 27, 2017 – How much do you need? Well, that depends on exactly what you want.


July 20, 2017 – On this episode, Tony welcomes WorryFree Retirement® Network member Gary Nething, and talks about the idea of “Goals vs. Purpose.”


July 13, 2017 – The devil is in the details…with the fees related to your retirement (because many of the fees are hidden!)


July 6, 2017 – The devil is in the details PART 3. This week, hear Tony and Trey discuss the misconceptions surrounding annuities.


June 29, 2017 – The devil is in the details PART 1-A. A recent Department of Labor ruling on 401(k)s and IRAs should have you reviewing your situation.


June 22, 2017 – The devil is in the details PART 2; the rules financial institutions use in order to stay in business.


June 15, 2017 – The devil is in the details PART 1; what to know about insurance companies.


June 8, 2017 – Tony’s live from the Crowne Plaza hosting his first ever all-day workshop event.


June 1, 2017 – Tony loves sports, and he knows that the opponent wants to take you off of your game. That’s why he creates a game-plan for you. Plus, meet the newest team member: Social Media Marketing Manager, Trey Jurgens!


May 25, 2017 – Remember the moral of The Tortoise and The Hare: Slow & Steady wins the race.


May 18, 2017 – Money has NO value; it’s just a medium of exchange, a commodity.


May 11, 2017 – Just like in so many sports, there’s a first half, a half-time, and a second half in life, and you need a game plan to follow in order to succeed with your retirement.


May 4, 2017 – Contrary to what the Financial World may say, you don’t have to be a mathematician to figure out your retirement game plan. That’s where Tony can help.


April 27, 2017 – What are the “3 Main Meals” for a Saver?


April 20, 2017 – The philosophy of The WorryFree Retirement® is simple: It’s Not About The Money.


April 13, 2017 – Learn how to avoid the financial headwinds that could be holding you back.


April 6, 2017 – Have you ever heard of a fiduciary? Tony explains why he is obligated to work in your best interest.


March 30, 2017 – Communication is key, especially when it comes to your assets.


March 23, 2017 – Let’s back up, and think about what makes a Saver a Saver, and how they view and think about money.


March 16, 2017 – A bird in the hand is better than two in the bush. How does this saying apply to your money?


March 9, 2017 – What if what you thought was true turned out not to be? When would you want to know about it?


March 2, 2017 – Do you know what the 4 Costs of Money are, and how to examine them?


February 23, 2017 – There’s a reason that Hybrid Annuities have become so popular; it’s the same reason why Wall Street hates them.


February 16, 2017 – You can’t always trust the person, or “messenger” giving you the information. Sometimes, you have to validate the “message” to see if it fits you, and to make sure it’s not “one-size-fits-all.”


February 9, 2017 – How many hours of training, study, or experience does it take for someone to become an “expert” in a field? 1,000? 2,000? Well Tony has over 10,000 hours of meeting with people, training, and conducting workshops.


February 2, 2017 – The Social Security dilemma: you can no longer file & suspend, but there are other options out there, but yes, they can get very complicated. That’s why Tony and his staff are here to help.


January 26, 2017 – Things change; that’s a fact. So, with the previous show talking about goals and resolutions, the thing to remember is that you should expect changes from time to time, and Tony can help you prepare for that.


January 19, 2017 – With the start of the new year, do you have any resolutions for 2017? Are you keeping up with them? Tony believes it’s important to cast a vision, or resolution, or goal, for your retirement, and he’d be happy to help you with that.


January 12, 2017 – How old would you like to live to be? Even if you’d like to live a long time (and who wouldn’t,) do you have any plan set in motion or any proper product in place the will guarantee you income that will outlive you?


January 5, 2017 – Have you ever been flat broke? Well, you’re not alone (even Tony’s been broke twice in his life!) Which is why he knows all about the pitfalls of going broke in retirement, and how you can avoid them.


December 29, 2016 – In Tony’s 32 years in the business, he’s witnessed all types of risk. Hear him discuss these, and how you can avoid them!


December 22, 2016 – Can you talk about your advisor like you know them? Or, are they one of these “Fly-By-Night” advisors that tell you to call them, and when you do, you find out they don’t even meet with you, they hand you off to one of their associates?


December 15, 2016 – There’s a 2-Trillion Dollar Tax Bill out there getting ready to strike, and starting this year, the oldest “Baby-Boomers” will turn 70 and a half, meaning they will have to take out the Required Minimum Distribution of their accounts.


December 8, 2016 – Is the Social Security Administration giving you bad advice? Have you been given misleading information?


December 1, 2016 – What your advisor doesn’t know could hurt you.


November 17, 2016 – The Financial World wants you to believe two things: One, they believe everyone should believe in and work the same way. Two, that that way should be their way. Tony believes that we all are wired differently; you’re either an Investor, a Speculator, or a Saver.


November 10, 2016 – Tony believes it’s OK to speculate with some of your money (if you don’t know what that means, take his free test HERE to see if you have a Speculator personality) but he doesn’t think it’s such a great idea to speculate with your retirement.


November 3, 2016 – Tony feels that being independent is something, deep down, we all want in life. However, with people living longer, sometimes they have to depend or rely on others, and they may even outlive their retirement savings. With an annuity, it is possible to set up an income that you can never outlive.


October 27, 2016 – Do you understand the stock market? Or do you just “speculate” about it? Do you just throw money at it (or in it) and hope for the best?


October 20, 2016 – Pensions were so popular back in the day of Tony’s GrandDad, but those days are long gone. Now, it’s the 401(k), which can be full of taxes and fees that the average “Joe Lunchbox” doesn’t even know about or how to deal with. Tony wants to make sure that doesn’t happen to you by keeping you up to date and informed on how to handle the taxes and fees you have.


October 13, 2016 – Part 2 of Tony’s discussion on taxes, which includes the explanation of the 4 Types of Taxation on Assets.


October 6, 2016 – Tony wants to make sure you understand taxes; how complicated they can be, the rules that surround them, and how they may or may not affect you.


September 29, 2016 – What comes to your mind when you hear the words “The Financial World”? The Stock Market? Well, what is the stock market? What is federal banking? Tony can explain.


September 22, 2016 – With having two workshops this past week, Tony was asked a lot of questions. But that’s ok, because he loves it! And he may not offer a free meal, but what he does offer is plenty of free information for you to chew on, think about, and get back with him when you’re ready.


September 15, 2016 – While many financial advisors can tell you all about the products they peddle, they can also leave you with a lot of questions. Tony walks you through a process, and answers all your questions, in order to give you peace of mind when it comes to your life savings for retirement.


September 8, 2016 – Some people are ignorant about certain financial products; that doesn’t mean that they’re stupid. It simply means that they lack knowledge or understanding, and have questions. One of the biggest areas of ignorance for people is how money is taxed. That’s why Tony has studied and educated himself, so that he can answer those questions.


September 1, 2016 – Tony does not completely reject Wall Street; he even has a little bit of money invested. He does, however, realize that he is a saver, and savers do not want to risk all their money in the stock market. To put it simple: savers don’t like risk.


August 25, 2016 – Do you remember door-to-door salesmen? They presented you with a commodity, and usually, they had a lot of information about their product, like a specialist, but rarely did they leave you with a card or phone number to reach them if you had any questions about the product you just purchased. Well, when it comes to your money, and your options for retirement, don’t you want someone available to you for any questions or concerns you may have?


August 18, 2016 – We’ve all lost loved ones, and many of us have been beneficiaries and received some form of money from someone’s will. The question is this: whose responsibility is it to make sure you receive your money from a will? The insurance companies? Think again!


August 11, 2016 – Tony’s GrandDad lived a pretty simple life. He worked for a good company, retired from that company, and enjoyed his pension, or as he liked to call it, “Mailbox Money.” He didn’t have to worry about tax brackets, mutual funds, 401(k), or any other type of retirement plan. And when it comes to Tony’s business, he likes to keep it simple by working with Savers, who are more interested in the return OF their money than the return ON their money.


August 4, 2016 – After you’ve worked hard to grow your retirement nest egg over years and years, what is your plan to protect it? How long do you think it needs to last? With Tony’s concept of the “Three Halves of Life,” he can show you how to make adjustments to your retirement game plan.


July 28, 2016 – Many of the advisers out there will tell you the same thing: “we all do the same thing.” Not true! With Tony Walker Financial, you’ll see HOW to set up a game plan for your retirement, instead of going at it blindly.


July 21, 2016 – Motorcycles: some people see them as “cool,” and fun. Others, like Tony, see the risk and potential danger that comes with them. When it comes to your finances for retirement, don’t you want to talk with someone who can tell you about all the risks that are tied up with the various products that are available?


July 14, 2016 – Sometimes, a golf shot starts off looking bad, but ends up good and on the green. And just like golf, the financial world has some products that don’t seem “sexy,” but turn out to be predictable & beneficial.


July 7, 2016 – Why do we make things so hard on ourselves? A perfect example would be how some people try to “time” the market; when to buy, and when to sell. And if you don’t “time” it right, it could be disastrous for you.


June 30, 2016 – Are you relaxed around a volatile person, or do you walk on egg shells around them? Now think about that when it comes to the stock market. Listen to Tony describe the “7-year-itch” as he likes to call it, and how most people want and need more predictability when it comes to their retirement plans.


June 23, 2016 – June 23, 2016 – Things are not always as they appear; listen to Tony discuss the “Rate of Return” on your money, and how you need to know the three types of return on your money.


June 16, 2016 – You work hard, you amass “stuff,” but what happens to that “stuff” when (not if) you die? If you’ve never thought about downsizing, listen to Tony discuss a workshop he recently hosted at RobinBrooke Senior Living in Elizabethtown, Kentucky.


June 9, 2016 – When it comes to your home’s equity, you may want to rethink some things in order to retire comfortably. Tony can help with that by setting up guaranteed income that you can never outlive.


June 2, 2016 – As the golden years of life approach, it is inevitable that changes in life will take place: retirement (of course,) downsizing your home, and many more. Hear Tony’s thoughts on how you can prepare for this stage in life, what he refers to as “The Second Half.”


May 26, 2016 – Have you received letters guaranteeing you tons of money, you just have to send in a small amount of money to register & claim it? Sounds great, right, but what’s the catch? The idea of Mailbox Money® is that you receive money in the mail, not the other way around.


May 19, 2016 – There are plenty of financial advisers out there that give out the same advice to any and everyone that’ll listen to them. Then there’s Tony, who specializes in helping Savers set up a game plan for retirement. In fact, he created a test that’ll help you decide what your dominant financial personality is!


May 12, 2016 – You work hard to get where you are in terms of retirement, but then, the game changes, and what got you there may not work for you anymore.


May 5, 2016 – Annuities have become so popular, it seems like everyone is pushing them (Tony calls a lot of them “annuity peddlers”) but do they have a process to take you through? Tony does! Listen to him describe what all is involved in The WorryFree Retirement® process.


April 28, 2016 – What exactly is Social Security? What does it do for you and your spouse? What does it promise you? Can you fully rely on it?


April 21, 2016 – In today’s fast paced world, there’s more technology, and less “one-on-one” interaction, but that wasn’t always the case. Listen to Tony describe a close relationship with a family member that helped Tony develop his process, The WorryFree Retirement®, and who this process is for.


April 14, 2016 – Hard Work & Repetition; these are two qualities Tony attributes to his practice.


April 7, 2016 – Do you think the financial world has to work with your best interest in mind? Think again. Learn about the Fiduciary Standard.


March 31, 2016 – A $16,000 pension, with $30,000 in Social Security, and NO TAXES! Is that even possible? Listen to Tony explain.


March 24, 2016 – Does a 3% return on your money sound good to you? No? Tony doesn’t think so, either.


March 17, 2016 – Do you know all the details about the “70-and-a-half” rule the government is implementing? Listen to Tony explain.


March 10, 2016 – Do you know what the 4 Costs of Money are? If not, listen in to hear Tony explain.


March 3, 2016 – One word can describe what we all want: protection. Hear Tony break down how The WorryFree Retirement®, at its core, equals protection.


February 25, 2016 – How has retirement changed over the years? What happened to pensions? Is there anything out there for you that is like a pension? There is; listen to Tony explain about hybrid annuities.


February 18, 2016 – Listen in as Tony describes the three forms of Mailbox Money®: Pensions, Social Security, and Annuities.


February 11, 2016 – Do you know exactly what a pension is? Do any key words come to mind when thinking about pensions? Listen to Tony talk about how he can set you up with guaranteed income for life.


February 4, 2016 – How does Tony get paid? It’s not through fees, but through commissions. Listen to Tony explain.


January 28, 2016 – Do you know how fees work when it comes to your money? Listen to Tony explain and break them down.


January 21, 2016 – Is the Stock Market a risk? Is it a type of gambling? Hear what Tony thinks.


January 14, 2016 – The Powerball lottery was at a record high, and everyone was buying a ticket (even Tony’s wife!) Tony has actually worked with lottery winners, who ended up with nothing, because they did not understand the Tax Tumor® buried deep within those checks they received.



January 7, 2016 – Money is a funny thing; it can affect so many aspects of our lives. It’s also very unpredictable; that’s why Tony encourages Savers to set up a game plan for retirement, so the money is there when you need it.


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